Terms of Use

1. Acceptance of terms

By accessing or using the Klovandrave website, platform, or any associated services (collectively, the "Services"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not access or use the Services.

2. Description of services

Klovandrave provides structured research signals, analytical tooling, and decision-support content intended for data-literate analysts and professional research use. The Services are provided for informational purposes only and do not constitute financial, investment, legal, or tax advice.

Nothing presented through the Services should be interpreted as a recommendation to buy, sell, or hold any financial instrument. Users are solely responsible for their own decisions and should seek independent professional advice where appropriate.

3. Eligibility and account responsibility

Access to certain areas of the platform may require registration or an account. You agree to provide accurate information when creating an account and to maintain the confidentiality of any credentials associated with it. You are responsible for all activity that occurs under your account.

You must be legally permitted to use services of this nature in your jurisdiction of residence. Klovandrave makes no representation that the Services are appropriate or available for use in all locations.

4. Acceptable use

When using the Services, you agree not to:

• Attempt to gain unauthorized access to any system, account, or data associated with the Services.
• Reproduce, resell, or redistribute platform content or outputs without prior written consent.
• Use automated means to scrape, extract, or replicate data from the platform outside of permitted functionality.
• Interfere with the normal operation or security of the website or platform infrastructure.
• Use the Services for any unlawful purpose or in violation of applicable regulations.

5. Intellectual property

All content, software, design elements, text, graphics, and methodologies made available through the Services are the property of Klovandrave or its licensors and are protected by applicable intellectual property laws. No license or ownership rights are granted to you except as expressly stated in these terms, limited to personal, non-commercial use of the Services as intended.

6. No financial advice

Klovandrave is a research and analysis tooling provider. We are not a registered investment adviser, broker-dealer, or financial institution, and nothing on this website constitutes regulated financial advice. Any reliance you place on information obtained through the Services is strictly at your own risk.

7. Disclaimer of warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Klovandrave does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

8. Limitation of liability

To the fullest extent permitted by applicable law, Klovandrave, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Klovandrave and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Services or your violation of these Terms of Use.

10. Third-party links and content

The Services may contain links to third-party websites or reference third-party data sources. Klovandrave does not endorse and is not responsible for the content, accuracy, or practices of any third-party resources linked from or referenced within the Services.

11. Modifications to the services and terms

Klovandrave reserves the right to modify, suspend, or discontinue any part of the Services at any time without notice. We may also revise these Terms of Use from time to time. Continued use of the Services after changes are posted constitutes acceptance of the revised terms.

12. Termination

Klovandrave may suspend or terminate your access to the Services at its discretion, with or without notice, including in cases of suspected violation of these terms or applicable law.

13. Governing law

These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction in which Klovandrave operates, without regard to conflict of law principles. The specific governing jurisdiction should be confirmed and inserted prior to publication.

14. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

Questions regarding these Terms of Use may be directed to the contact details provided in the website footer.